THE TWO MONOS
          者・物
           
           
          There are two kanji which have a kun reading of mono. They are easy to confuse; but one refers to a person, and the other refers non-human (mostly inanimate) objects and materials.  
           
          者
          The first one, 者, refers to people. It generally follows the rule of being read in the on-yomi (SHA) when paired with another on-yomi, and with the kun-yomi (mono) when combined with the kun-yomi of another kanji. Below are some examples.
          on-yomi + on-yomi: 
          作者(さくしゃ)  writer; author
          学者(がくしゃ) scholar
          愚者(ぐしゃ) idiot; fool
           
          kun-yomi + kun-yomi: 
          働き者(はたらきもの)  hard worker
          暴れ者(あばれもの)  ruffian
          愚か者(おろかもの) idiot; fool
          What this kanji basically does is personify a quality, action, or state of being. For example, fushō 負傷 is a Sino-Japanese compound that means “sustaining injuries. The verb fushō suru 負傷する= to sustain an injury. When  is added to this compound, the result is fushō-sha 負傷者(the injured). Similarly, when you combine the verb namakeru 怠ける (=to be idle; to goof off), with 者, you get 怠け者 namakemono, which means “lazybones” or “slacker.”
          物
          The second mono kanji, 物, means “thing.” It has two on readings: BUTSU and MOTSU. As you can see from these examples, you can expect this kanji to follow the on + on / kun + kun rule:
          on + on 
          物価(ぶっか)  price levels
          動物(どうぶつ) animal
          書物(しょもつ)books
           
          kun + kun 
          安物(やすもの)  cheap goods
          冬物(ふゆもの)winter clothing
          夏物(なつもの)summer goods; summer clothing
           
          Also note that although both on readings BUTSU/MOTSU are “common,” BUTSU is somewhat more prevalent. There is also a distinguishable pattern of technical/scientific words favoring BUTSU:
          物的(ぶってき)  material; physical
          物体(ぶったい) substance; object
          鉱物(こうぶつ)  mineral
          物理学(ぶつりがく)physics
           
          The MOTSU reading is most common the end of words, like:
          荷物(にもつ) luggage
          穀物(こくもつ) grain
          進物(しんもつ) present; gift
          In fact, words that begin with the MOTSU reading of 物 are quite rare. (One is mossōmeshi  物相飯 = prison rations)
           
           事
          To close this section, it would be appropriate to mention another kanji that carries the meaning of “thing.” : 事. The readings of this kanji are JI and koto. It refers to “things”—but abstractions rather than concrete beings and objects. These words should give you a sense of how this kanji is used:
          出来事(できごと) event
          国事(こくじ) affairs of state
          記事(きじ) article
          善事(ぜんじ)good deed
          悪事(あくじ) evil deed